I got an Amazon.com Visa credit card last month, and ran up a huge balance, nearly a thousand dollars over the credit limit. I paid the full balance the day it was due, but it cleared two days later. Yesterday, I saw a $35 overlimit fee, and a $39 late fee on my account. The fees were totally my fault, but I decided to do my best to wriggle out of them. I thought of potential arguments and pleas for leniency and mercy all day before calling visa. The conversion went something like this:
“I have these fees on my statement…”
“I can definitely remove those fees for you sir.”
And that’s all it took. Can you imagine trying this with the IRS?
I love capitalism
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3 responses to “I love capitalism”
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Most companies desire and thrive on good will. Over on The Christian Prophet blog today the Holy Spirit speaks favorably of true capitalism.
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Speaking of the awe of capitalism…
When I went shopping with my father right before Thanksgiving, I just had to pause and think about how lucky we are to live in a country, under an economic system, that can fill a huge warehouse with countless items of food. Has anyone else stopped to think about this while shopping? We have trucks criss-crossing this entire country, supplying and re-supplying thousands of markets just like the one you shop it. It really is awe-inspiring that man has achieved this.
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I have had the same experience; i thought of pleas for mercy, threats to cancel my card(s), and a variety of other things and in truth all that’s necessary is to call. But how many millions do you think they make off the people who never call?
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